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If you’ve received a prenuptial agreement (commonly known as a ‘prenup’), hopefully, it doesn’t come as a surprise. These agreements are now considered a practical step for many couples. However, you might be wondering whether you need to accept all the terms outlined or how much leverage you have to negotiate changes.

Planning a wedding is an exciting time, yet it often involves important discussions, including whether to establish a prenup. Should you decide to proceed with one, it’s essential to be content with the conditions set forth. Consider these critical points before signing any agreement to ensure your interests are protected.

Do I have to sign it?

The short answer is: no, you are not obliged to sign any prenup. It is a voluntary agreement and you cannot be forced into signing if you do not want to.  Marrying someone does not mean you also have to agree to their financial terms and what they would want to happen on any future divorce or dissolution of a civil partnership.

However, deciding whether to sign a prenup can be more nuanced, so here are some factors to consider:

• Why did they ask? Understanding your partner’s motivations can be helpful. Do they have significant premarital assets? Are they protecting a family inheritance or a business such as a farm? Open communication between you both is key here.
• What does the prenup actually say? Do not feel that you have to accept all the terms, thinking that your partner’s lawyer must have drafted it neutrally so that it is completely fair and reasonable. They will be acting in the best interests of your partner (and maybe their family).
• What are your concerns? Carefully review the draft prenup with your own lawyer and voice any preferences or concerns. It should be fair for both of you and address things like division of property, debt, and inheritance. Prenups tend to be lengthy, detailed documents, and sometimes legal jargon may get in the way of clarity, so if there is anything you are unsure of you should ask your lawyer to explain.
• Are you comfortable with the terms? Being pressured into signing a prenup is a red flag, and one which you should not ignore. If you feel uncomfortable or unheard, you should express your concerns to your partner and also to your lawyer. There is no reason why a prenup should not be a collaborative process, where both of you and your lawyers are working together to achieve a fair agreement.

Are there any deadlines?

Yes, it is a requirement that a prenup is signed at least 28 days before your wedding date. This is just one of the important criteria to ensure that your prenup is deemed a ‘qualifying nuptial agreement’ that will stand up in court one day, if you need it to. Do bear the deadline in mind and ensure that you are allowing plenty of time to have the necessary discussions with your partner and lawyer, and remember that the lawyers also need sufficient time to properly prepare the document for you.

If you wish to go ahead, but find that you are unable to agree to the terms of the prenup before the 28-day deadline, you can opt to sign a postnuptial agreement after your wedding instead.

Is it a good deal for me?

Once you know what the draft prenup says, you will of course ask yourself whether the proposed divorce terms work for you. Remember, a significantly one-sided agreement could be thrown out by the courts in future, so achieving fairness is key.

In order to see whether the deal is good or bad, there has to be full and transparent financial disclosure from both of you, which can be referred to when looking at the prenup terms. This will ensure that you have done your best to make informed decisions about what is fair and what is not.

Each prenup is tailored to a couple’s specific circumstances and needs, so you will have to think about things such as:

• what level of income and capital you might need at different stages in the future;
• if you have children already, or plan to have them after marriage, and whether their financial needs have been covered; and
• that the terms will meet your reasonable needs in general.

Regardless of what the financial landscape is now, the courts will still apply the law so that both of your housing needs are met and nobody is left high and dry. Inevitably, events will take place during a marriage which will alter your financial needs and so there should be review clauses in the draft prenup to ensure any updates and changes can be made.

Key considerations

Before signing a prenuptial agreement, bear in mind these considerations:

• there has to be full financial disclosure from both sides;
• allow sufficient time for discussions and preparation of the document;
• take independent legal advice from a family law specialist and raise any concerns;
• check that review clauses are drafted into your prenup; and
• remember that the terms must be fair for both of you.

Ultimately, the decision of whether to sign a prenup is a personal one. By understanding your options and having open communication with your partner, you can make an informed choice that feels right for your future together.

How we can help

Whether you have only just set your wedding date, or your partner has given you a draft document to sign, we can provide you with the specialist advice required to ensure your prenup secures a fair deal for you.

For further advice please contact one of our Family Law team today.

This article is for general information only and does not constitute legal or professional advice. Please note that the law may have changed since this article was published.